Free & impartial money advice
Creative production intelligence

AI image generation vs stock graphics

Benchmark licensing, labour, and risk budgets across stock libraries, AI tools, and hybrid workflows. Capture the hidden costs of legal reviews, brand control, and training so you can pick the mix that keeps campaigns on brand and on budget.

Recommended approach

Adobe Firefly Enterprise

Monthly cost delta vs baseline

£1,888

Brand alignment score

84/100

Usage scope

Multi-channel marketing · 80 assets/month

Production inputs

Heavier paid usage = higher licensing and QA budgets.

28%

Model how often creative rounds need a second pass.

Blend designers + producers for labour calculations.

60%

Risk & governance inputs

Potential downside if licensing or prompt misuse slips through.

35%

Lower tolerance increases reserve budgets for issues.

Libraries & tools to compare

Stock library

AI generator

Cost comparison breakdown

Sorted by monthly cost. Hover cards reveal where the money goes.

AI generator

Adobe Firefly Enterprise

Best fit£2,101 / month
Line itemMonthlyPer assetNotes
Direct spend£66.40£0.83Licences, subscriptions, credits
Labour & QA£753.60£9.42Prompting, edits, review time
Risk & overhead£1,281£16.02Legal, reserves, training
Total£2,101£26.27Annual: £25,216

Production hours

8.7 h

Risk reserve

£583.85

Alignment score

84/100

Why teams pick this option
  • Full indemnity coverage
  • Native Photoshop/Express export
  • Brand style controls
Firefly + Creative Cloud stack with indemnification included for enterprise buyers.

Hybrid workflow

Hybrid blend (60% AI)

£2,850 / month
Line itemMonthlyPer assetNotes
Direct spend£515.84£6.45Licences, subscriptions, credits
Labour & QA£965.76£12.07Prompting, edits, review time
Risk & overhead£1,368£17.10Legal, reserves, training
Total£2,850£35.62Annual: £34,200

Production hours

13.5 h

Risk reserve

£1,001

Alignment score

90/100

Why teams pick this option
  • AI share handled at 60% with human QA backstops
  • Re-use stock for regulated placements, AI for rapid experimentation
  • Balances licensing confidence with production velocity
Split production between curated stock and AI templates for volume and brand control.

Stock library

Mainstream stock subscription

£3,989 / month
Line itemMonthlyPer assetNotes
Direct spend£650.00£8.13Licences, subscriptions, credits
Labour & QA£924.00£11.55Prompting, edits, review time
Risk & overhead£2,415£30.19Legal, reserves, training
Total£3,989£49.87Annual: £47,873

Production hours

20.5 h

Risk reserve

£1,643

Alignment score

100/100

Why teams pick this option
  • Royalty-free licences
  • Reasonable brand alignment
  • Large asset catalogue
Popular plans from Shutterstock, Envato Elements, or Storyblocks business tiers.

Creative operations tips

  • Capture brand-approved prompts and negative prompts inside your design system.
  • Track output re-use across campaigns to surface redundant stock spend.
  • Bundle AI experimentation hours into marketing ops budgets, not design headcount.

Quality guardrails

  • Establish human-in-the-loop review before publishing AI-first imagery in regulated markets.
  • Use Firefly or Getty licences when campaigns require indemnification for trained data.
  • Schedule quarterly creative audits to retire deprecated prompts and stock sets.

KPI watch-list

  • Turnaround time per asset vs campaign launch deadlines.
  • Brand compliance incidents traced to asset source (AI vs stock).
  • Training hours booked vs creative output velocity.

Disclaimer

Calculations blend publicly available licensing data with interviews from in-house creative teams as of Q2 2025. Pricing does not replace legal advice—confirm contract terms, indemnities, and intellectual property policies with your counsel before publishing generated content. Affiliate links may appear on this page—see our affiliate disclosure for details.